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"For smaller loan applicants, the major difficulty is the information asymmetry," he said. "How to reduce default risks of unsecured loans by monitoring the cash flows of companies is also a challenge, because small and micro enterprises are asset-light and short of pledges."

"Having a narrative about where you're trying to get to and the organization you're trying to become is the first step toward driving change," said Scott D Anthony, Singapore-based senior partner at consultancy Innosight in the report.

"Gas has the potential to be a reliable energy source as countries transition towards a clean energy future, and these programs are aimed at sharing UK expertise to help ensure that their exploration or development of resources like natural gas is done to high environmental standards," a spokesperson for the Foreign Office told China Daily.

"Foreign students can take courses related to the Internet, global trade and cross-border e-commerce and also gain firsthand experience of the development of China's digital economy," he said.

"First, let's fry the pickled agaric before adding shredded pork. Then, mix the sauce with the ingredients," he says in a video on how to make sliced pork with garlic sauce on the livestreaming service of major e-commerce platform Taobao.